By SCWS Team
Published February 17, 2026 · 10 min read
Choosing between a submersible and jet pump is one of the most important decisions you'll make for your well system. The right pump means reliable water, lower energy bills, and fewer repairs. The wrong choice? Frustration, inefficiency, and premature failure.
In Southern California, where wells often reach 200-400+ feet deep, this decision is especially critical. Let's break down exactly how each pump type works, when each makes sense, and how to choose the right one for your property.
Quick Comparison: Submersible vs Jet Pump
- Depth capability: Submersible: 400+ feet | Jet pump: 100-120 feet max
- Energy efficiency: Submersible: 10-30% more efficient
- Noise level: Submersible: Silent | Jet pump: Audible hum
- Maintenance access: Submersible: Requires pulling | Jet pump: Above ground
- Typical lifespan: Submersible: 15-25 years | Jet pump: 10-15 years
How Each Pump Type Works
Understanding the fundamental differences between these pump types helps you appreciate why each excels in different situations—and why choosing wrong can lead to problems.
Submersible Pump Operation
Submersible pumps are installed deep inside your well, completely submerged in water. The pump sits at the bottom of the well column, typically 10-20 feet above the well's total depth to stay above any sediment. The motor is hermetically sealed to prevent water infiltration, and it's actually cooled by the surrounding groundwater—a significant advantage for longevity.
Water enters the pump through an intake screen, passes through a series of stacked impellers (rotating discs that accelerate the water), and gets pushed up through the drop pipe to your pressure tank. Because the pump pushes water up rather than pulling it, there's no theoretical limit to depth—the pump just needs enough power to overcome the vertical distance.
The electrical power comes from wires that run down the well alongside the drop pipe. Most residential submersible pumps use either 2-wire configurations (starting components inside the motor housing) or 3-wire configurations (requiring an external control box above ground). Both work reliably; 3-wire systems are easier to troubleshoot because the control box is accessible.
Jet Pump Operation
Jet pumps are mounted above ground—either in your home's basement, garage, or a dedicated pump house. They use a fundamentally different mechanism: instead of pushing water up, they create suction to pull water from the well.
The pump's impeller creates a high-velocity water stream that passes through a venturi nozzle (a specially shaped fitting that creates a pressure differential). This pressure differential generates suction that draws water up from the well. For shallow wells under 25 feet, a single-pipe system handles this easily. For deeper wells (25-100 feet), a two-pipe system is required—one pipe pushes water down to the jet assembly at well depth, and another returns the combined flow.
Because jet pumps rely on suction, they have inherent depth limitations. At sea level, perfect suction can only lift water about 34 feet—and real-world conditions reduce this to 20-25 feet for single-pipe systems. The two-pipe configuration extends this by placing the jet assembly deeper, but efficiency drops significantly with depth, and 100-120 feet is the practical maximum.
Key Insight: The fundamental physics favor submersibles for deeper applications. Pushing water up requires only overcoming the weight of the water column. Pulling water up fights against atmospheric pressure limits and friction losses—a battle that gets harder with every additional foot of depth.
Performance Comparison
When choosing between pump types, performance factors like flow rate, efficiency, and reliability matter significantly over the system's lifetime.
Depth and Flow Rate Capabilities
Submersible pumps excel in deep wells, commonly reaching 400+ feet while maintaining strong flow rates of 5-25 GPM for residential models. Commercial and agricultural submersibles can reach much deeper and produce far higher flows. The pump's position at depth means it's actually pushing water rather than fighting suction limits—efficiency remains consistent regardless of depth.
Jet pumps work well for shallow applications. Single-pipe configurations handle wells under 25 feet efficiently. Deep well jet pumps (two-pipe) can reach 100-120 feet, but flow rates decrease significantly with depth. A jet pump might produce 15 GPM from a 50-foot well but only 5-8 GPM from a 100-foot well—and use considerably more energy doing so.
Energy Efficiency
Submersible pumps are 10-30% more efficient than jet pumps at comparable depths. The efficiency gap widens with depth because jet pumps must work exponentially harder to maintain suction at greater distances. A submersible pump serving a 200-foot well might use 1 HP effectively, while a jet pump attempting the same depth (if possible) would need 1.5-2 HP and still deliver less water.
For homeowners, this efficiency difference translates to real savings. A submersible pump running an average of 2 hours daily at 1 HP uses about 1.5 kWh. An equivalent jet pump might use 2-2.5 kWh for the same water delivery. Over a year, that's $50-150 in savings depending on electrical rates—significant when compounded over a pump's 15-20 year lifespan.
Noise and Convenience
Submersible pumps operate in near silence since they're deep underground, surrounded by water. The only sounds you might notice are the click of the pressure switch and water flowing through pipes. This makes submersibles ideal for homes where the well is near living spaces.
Jet pumps produce audible noise when running—a steady hum or whir that varies by model but is always noticeable. If your jet pump is in the basement, you'll hear it cycling. Most homeowners find this acceptable, but it's a factor if noise sensitivity is a concern.
Cost Breakdown: Installation and Ownership
Understanding the true cost of each pump type requires looking beyond the initial purchase price to installation, energy consumption, and expected maintenance over the system's lifetime.
Upfront Costs
Jet pumps cost $300-$800 for the pump itself, depending on horsepower and brand. Installation for a straightforward replacement runs $200-$500. For new installations requiring piping to the well, expect $500-$1,000. Total installed cost: $500-$1,800 for most residential applications.
Submersible pumps range from $400-$1,500 for the pump and motor, varying with horsepower, features, and brand. However, installation requires specialized equipment—a pump-pulling rig to lower the pump, motor, and drop pipe into the well. Labor costs range from $500-$1,500+ depending on well depth. Total installed cost: $900-$3,000+ for typical residential wells.
| Cost Category | Jet Pump | Submersible |
|---|---|---|
| Pump/Motor | $300-$800 | $400-$1,500 |
| Installation Labor | $200-$1,000 | $500-$1,500+ |
| Total Installed | $500-$1,800 | $900-$3,000+ |
| Annual Energy Cost* | $150-$250 | $100-$175 |
| Expected Lifespan | 10-15 years | 15-25 years |
*Based on average residential usage in Southern California
Long-Term Cost Analysis
The higher upfront cost of submersible pumps often pays off over time. Consider a 20-year ownership horizon:
Jet pump scenario: Initial cost $1,200, replaced once at $1,200 (lifespan ~15 years), annual energy $200 = $6,400 total
Submersible scenario: Initial cost $2,000, no replacement needed (lifespan 20+ years), annual energy $125 = $4,500 total
The submersible saves nearly $2,000 over 20 years despite higher initial investment. This analysis doesn't even account for the inconvenience and potential property damage from a jet pump failure that might occur while you're away—submersibles fail more predictably and with more warning signs.
Choosing the Right Pump for Your Well
Several factors should guide your decision. Well depth is the most critical, but other considerations matter too.
When to Choose a Submersible Pump
- Well depth over 25 feet — Submersibles become increasingly advantageous as depth increases
- Wells over 100 feet — Submersibles are the only practical option
- Energy efficiency priority — Lower operating costs over pump lifetime
- Quiet operation needed — Near-silent when underground
- Limited above-ground space — No pump house or basement equipment required
- Primary residence — Longer lifespan and fewer maintenance disruptions
When to Choose a Jet Pump
- Shallow wells under 25 feet — Jet pumps work efficiently at shallow depths
- DIY maintenance preference — Above-ground access for service
- Lower initial budget — Less upfront investment required
- Secondary property/cabin — Where lower initial cost outweighs long-term efficiency
- Temporary applications — Construction water supply or interim solutions
Southern California Considerations
In our region, most wells range from 200-400+ feet deep. At these depths, submersible pumps are the only viable option—jet pumps simply cannot reach that far efficiently. We install primarily submersibles, and for good reason: they handle our deep aquifers, work reliably in the heat (cooled by groundwater), and provide the efficiency needed for the heavy water demands of SoCal properties.
If you have an existing jet pump on a deeper well, you're likely experiencing reduced flow, higher energy bills, and more frequent repairs. Converting to a submersible involves installing a pitless adapter and new wiring, but the performance improvement is substantial. Learn more about this process in our pitless adapter guide.
Important: Some older California properties have jet pumps installed on wells that are simply too deep for them. If your jet pump runs constantly, delivers weak pressure, or cycles frequently, your pump may be undersized for your well depth. A professional assessment can determine if a submersible conversion would solve these issues.
Maintenance Considerations
Both pump types require maintenance, but the approach differs significantly.
Submersible Pump Maintenance
Because submersibles are underground, routine service requires pulling the entire assembly from the well—a job requiring specialized equipment. Most homeowners can't do this themselves. However, submersibles need service less frequently. The protected environment and constant cooling means components last longer. Annual system checks (pressure tank, electrical connections, pressure switch) can be done without pulling the pump.
When a submersible fails, you'll typically notice gradual warning signs: reduced pressure, longer run times, or sand in the water. Complete failure usually develops over weeks or months, giving you time to schedule service rather than facing an emergency.
Jet Pump Maintenance
Jet pumps are accessible above ground, making many repairs DIY-friendly. Checking and replacing the pressure switch, adjusting pressure settings, and even replacing bearings or seals are manageable projects for handy homeowners. However, jet pumps typically need this attention more frequently due to exposure to temperature fluctuations, potential priming issues, and more mechanical stress.
Jet pumps can lose prime (the water seal that enables suction), requiring you to refill the pump housing before it will operate. This is annoying rather than serious, but it does require diagnosis and attention.
Frequently Asked Questions
Can I replace a jet pump with a submersible pump?
Yes, but it requires significant changes. You'll need to install a pitless adapter in your well casing, run new wiring to accommodate the submersible motor, and ensure your well casing diameter (minimum 4 inches) can accommodate the pump. The conversion typically costs $2,000-$4,000 including the new pump and installation.
How long do submersible pumps last compared to jet pumps?
Submersible pumps typically last 15-25 years when properly sized and installed, while jet pumps average 10-15 years. Submersibles benefit from constant cooling by groundwater and protection from the elements. Jet pumps are exposed to temperature fluctuations and can lose prime, which stresses components.
Which pump type is more energy efficient?
Submersible pumps are 10-30% more efficient than jet pumps. They push water instead of pulling it, eliminating the energy losses from suction. A submersible pump serving a 200-foot well might use 1 HP, while a jet pump at the same depth would need 1.5 HP or more—and still deliver less water.
What depth of well requires a submersible pump?
Wells deeper than 25 feet typically benefit from a submersible pump, and wells over 100 feet absolutely require one. Jet pumps can technically reach 100-120 feet with a two-pipe configuration, but efficiency drops significantly. For Southern California's typically deep wells (200-400+ feet), submersible pumps are the only practical option.
Are submersible pumps harder to maintain than jet pumps?
Submersible pumps require specialized equipment to pull from the well for service, making maintenance more expensive per visit. However, they require maintenance less frequently due to their protected, cooled environment. Jet pumps are accessible above ground for DIY maintenance but need more frequent attention. Overall maintenance costs are similar long-term.
Need Help Choosing the Right Pump?
Our experienced technicians can evaluate your well and recommend the best pump type for your depth, water needs, and budget. Free consultations for San Diego and Riverside County homeowners.
Call (760) 463-0493 for Expert AdviceRelated Equipment Guides
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